apply now

Chase Select loans can be used for qualified education expenses, not covered by federal loans and other aid, including:* A cosigner may help you get lower interest rates on your private student loans.
  • Tuition
  • Living expenses
  • Books
  • A computer


Eligibility

To qualify for a Chase Select loan, students must meet our credit criteria and be:
  • Enrolled in a degree or certificate program at a Chase Select-participating school
  • A U.S. citizen or permanent resident, or an international student with a valid Social Security Number applying with a qualified U.S. citizen or permanent resident cosigner
  • The legal age of majority for the state of residence at the time of application, usually 18 years or older (19 in Alabama, 21 in Mississippi and Puerto Rico)


Features
  • In-school deferment repayment option available, which means there are no payments required while in school
  • No origination or repayment fees
  • Check sent directly to your school
  • Apply online or by telephone
Apply online for the money you need for qualified education expenses.
Note: Interest continues to accrue during in-school deferment and will be added to the principal amount of the loan upon entering repayment, which will increase the total cost of the loan.

*Important Information:  Private loans, like the Chase Select loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of attendance.

Chase Select loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student’s enrollment at a Chase Select-participating school.

Repayment plans may vary. Other available repayment options include making interest-only payments while in school or making principal and interest payments while in school. Maximum deferment period applies. Call for details.

Chase currently services its Chase Select loans and does not sell them to another lender.

Maximum annual loans up to cost of attendance, minus other aid, as certified by the school. Aggregate maximum loan limits apply.

Although a cosigner is not necessary or required to apply for a private student loan, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate. Student borrowers and cosigners are equally responsible for repayment of the loan.

This information was current as of 07/01/2011 and is subject to change. Contact Chase for current product information.